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Subject Topic: Caravan insurance Post Reply Post New Topic
PersonStubb-z
11/7/2020 at 8:33pm
 Location: North Wales
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Hi all,
Family and I are very seasoned campers but are looking to branch out into buying our first starter caravan in the next month or so.
The storage site we are looking to possibly use will only store caravans that are insured, and I was wondering what people pay roughly for their insurance?
I know different vans will have difference insurance prices, etc, but as we haven't bought anything yet (haven't even seen anything yet to be honest), I can't even get a rough quote from anywhere.
We are looking for a family size van, roughly 500 size range I guess - it won't be new either - 2000 (ish) models.
Thanks for your help.


Personsaxo1
11/7/2020 at 8:47pm
 Location: None Entered
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I sold my caravan this year,it was a 2005 three berth, insured through the CHMC the cost was £56 but that was just the van not including any accessories.
saxo1


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PersonPaul and Nikki
via mobile 11/7/2020 at 9:42pm
 Location: Stoke on Trent
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Mines £170 with awning etc included and new for old cover on caravan, that’s my 1st year owning a caravan and is insured with tower gate insurance


Persontango55
12/7/2020 at 12:27am
 Location: Lichfield
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It's difficult to provide a figure because there are different options such as new for old if your caravan is less than 5 years old. Then there is legal protection cover, no claims protection, awnings and accessories etc. so the more you add on the more the premium is going to be. To be quite frank I think that the no claims protection is a bit of a gimmick anyway because when you request an insurance quote they always ask if you have made any claims in the last 5 years. If the no claims protection had any relevance it shouldn't make any difference anyway but they still take it into consideration so I don't bother with it. However, my insurance on a 2 berth 2004 caravan is around the £85 mark.


PersonRay Clayton
12/7/2020 at 8:10am
 Location: Ilkeston. Derbyshire
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Mines £272 new for old
Inc awning and accessories

You need to shop around for good deals, inc the comparison sites.



Post last edited on 12/07/2020 08:20:17

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Cheers
Ray

Discovery 4 & Bailey Barcelona 4







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PersonColin21
13/7/2020 at 10:39am
 Location: East Herts
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I paid for my caravan insurance last month and the actual cost of the insurance was £45. With all the add-ons, legal protection, and insurance premium tax the total came to £70.40, and that was with ClubCare through the C&CC. As others have said though, it depends very much on what you are insuring and which company you are with. It's a bit like asking how much is car insurance really, there will be a similar variation so until you know what caravan, it's exact age, and what extras you want, it is impossible to get even a rough idea.


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Best Regards,
Colin


PersonAcornis
13/7/2020 at 9:46pm
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I am curious, why would the storage yard be so insistent on having the van insured. Is this their way of telling you that they won't be insured if your van is damaged whilst in storage? and you would be expected to claim from your insurance if it is damaged?
Don't get me wrong I have always insured my vans, (well maybe not the very first one a 12ft sprite alpine that someone gave me) and would always encourage it.
Mine was £112 this year with extras. Shop around.

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Just saying
If all is not lost where is it then?


Personfife-bloke
via mobile 14/7/2020 at 8:23am
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If anyone is looking for caravan insurance, go to top cash back and try Towergate. Premiums are really good and you get decent cash back as well. I think last year I paid £48 in total after my cash back

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Who needs travel agents,we have our static


Personjim oldham
14/7/2020 at 12:17pm
 Location: Wigan
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"go to top cash back and try Towergate." fife-bloke

Good tip.


Personfife-bloke
via mobile 14/7/2020 at 6:12pm
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Quote: Originally posted by jim oldham on 14/7/2020
"go to top cash back and try Towergate." fife-bloke

Good tip.


If anyone would like to use my referral code to sign up, feel free you get money back and other offers

https://www.topcashback.co.uk/ref/bluenose51

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Who needs travel agents,we have our static


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Personhartcaravan
via mobile 21/7/2020 at 2:35pm
 Location: forfar
 Outfit: Elddis xplore 586 View hartcaravan's Profile View Profile   Reply to hartcaravan Reply   Quote hartcaravan Quote  
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I pay 250 a year with alan bunden caravan insurance brokers that's for a 2016 elddis explore 568 plus contents and stored on a working farm

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jhart



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