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Topic: caravan insurance

ian d

09/8/2020 at 5:36pm
Location: barnsley
Outfit: swift elegance 565

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hi all we have been with towergate insurance for the last 2 years, last year our policy cost £307.25 just recieved our renewal for this year and they say last years premium was £602.50 which it was,nt, this year they are wanting £830.10, we have,nt made any claims so i don,t know were they get their prices from, going to give them a ring tomorrow and tell them to get it down into £300+ or i will go somewhere else, has anyone had issues with them and could recommend alternative insurers, thank you look forward to any replies

Ray Clayton

09/8/2020 at 6:06pm
Location: Ilkeston. Derbyshire
Outfit: Disco 4 Unicorn Barcelona 4

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Hi
Just renewed our van year old, for new for old at £287.00
Maybe you need to do a search on the web for a better deal.
Am with ARKEL.
May not be the, all singing all dancing club ones, but covers van. awning, & equipment, plus bikes etc so cannot see a problem.

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Cheers
Ray

Discovery 4 & Bailey Barcelona 4

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ian d

09/8/2020 at 6:23pm
Location: barnsley
Outfit: swift elegance 565

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cheers ray, just been on gocompare and got quotes starting from £262.83 with my insurance.com

birder99

09/8/2020 at 6:46pm
Location: Cambs
Outfit: Tin tent diddy tent BIG tent

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I had a silly price from Towergate for renewal earlier in the year. I went on a comparison site and Towergate was showing there for nearly half what they were quoting for renewal. I left it for a couple of days and out of the blue I had a call from Towergate new business asking if I was interested in the online quote! After some haggling they agreed to my renewal for slightly less than I was paying the previous year and a bit lower than the online quote. This was the first time this has happened in three years with Towergate but I know next year to do some test quote requests to get the insurers interested.

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'A sure cure for sea-sickness is to sit under a tree'

Paul and Nikki

via mobile 09/8/2020 at 9:29pm
Location: Stoke on Trent
Outfit: Bailey Pegasus Modena 2016

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My policy with towergate last year was £187, for a complete beginner with new for old cover on a Bailey Pegasus Modena, due my renewal soon so will keep an eye on the price

Colin21

10/8/2020 at 5:56pm
Location: East Herts
Outfit: 1992 Elddis Wisp 450CT + X Trail

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I never renew any insurance just on the renewal quote. I always prepare for the quote by checking 3 comparison sites first, so I have some ammunition to knock them down with when my renewal quote arrives. It usually works.

Having an old caravan my insurance is a fraction of those prices anyway, but I still check. I'm currently with ClubCare through C&CC and it only works out over the year to a little over £1 a week. However, if I can find the same cover cheaper elsewhere next year..........

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Best Regards,
Colin

iank01

11/8/2020 at 8:52am
Location: Worcestershire
Outfit: Buccaneer Cruiser

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Quote: Originally posted by ian d on 09/8/2020
hi all we have been with towergate insurance for the last 2 years, last year our policy cost £307.25 just recieved our renewal for this year and they say last years premium was £602.50 which it was,nt, this year they are wanting £830.10, we have,nt made any claims so i don,t know were they get their prices from, going to give them a ring tomorrow and tell them to get it down into £300+ or i will go somewhere else, has anyone had issues with them and could recommend alternative insurers, thank you look forward to any replies

We have been with Towergate for a couple of years and no claims yet their annual renewal have increased by a minimum of £150 a year. We are up for renewal in November so if a hefty increase again we will be looking around.
Myinsurance and also Ripe insurance seem to be getting good reviews. The problem is that until you make a claim you do not know how good the insurance company really is.

bobmel

11/8/2020 at 10:54pm
Location: Aberdeen
Outfit: Coachman Pastiche 460 VW Tiguan Moti

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Got a quote from thes guys, Ripe Insurance, £200 cheaper than my current insurer. Anybody gone with them ?

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Robert (BoB)

ian d

12/8/2020 at 7:40pm
Location: barnsley
Outfit: swift elegance 565

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hi all thanks for the replies got in touch with towergate explained my renewel and they said they would look into it and ring me back they did,nt ring back they e-mailed me saying it was an admin error and last year was £307.25 like i said not £602.50 and the renewel for this year would be £450.67 not £830.10 so e-mailed them to cancel my policy and i have insured with myinsurance for £262.83 their loss

lion123

13/8/2020 at 5:52pm
Location: pyle bridgend s. wales
Outfit: swift alpine sport

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hi,dont think you will beat the caravan and motorhome insurance,i put a claim in a few years ago for hailstone damage to van,they inspected van within two days,decided it was a right off and claim settled and money paid into my account within two weeks,you never know how good your insurance company is until you put in claim.

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its easy enough to be pleasant when the world rolls along like a song.but a man is worth while if he can smile when every thing goes f------ wrong.

Ray Clayton

14/8/2020 at 5:59pm
Location: Ilkeston. Derbyshire
Outfit: Disco 4 Unicorn Barcelona 4

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Hi
Just shop round, for me club insurance kept going up, so i went to Frank Pickles.
Great for a few years but ended up doing the same.
So i now go via go compare sites, etc who do touring caravan cover, and get the best quote new for old every year.
Makes more sense to be honest.
Don't forget your house insurance, will also cover a lot of your van contents when you are away, and you can only claim from one of them.

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Cheers
Ray

Discovery 4 & Bailey Barcelona 4

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