Home Log in or Register

Message Forums

Welcome Guest

Reception - All Forums

Caravans and Caravanning

Topic: Insurance For Permanent Pitch In Europe

davethedog

17/11/2020 at 11:19am
Location: None Entered
Outfit: Elddis Avante

View Profile

Quote

Joined: 28/1/2007

Standard Member

Forum Posts: 65

Site Reviews Total:	7

Site Reviews 2024:	0
Site Reviews 2023:	0
Site Reviews 2022:	0
Site Reviews 2021:	0
Site Reviews 2020:	0
Site Reviews 2019:	5
Site Reviews 2018:	0

Site Nights 2024:	0
Site Nights 2023:	0
Site Nights 2022:	0
Site Nights 2021:	0
Site Nights 2020:	0
Site Nights 2019:	10
Site Nights 2018:	0

Hello Everyone
I've just had my annual renewal quote for our van and it has increased by £200+ with Towergate. Even after a telephone call to them and a negotiation the premium is still over £100 more than last year. We don't tour with our van, we keep it on a permanent pitch in Europe and travel back and forth to it.

I'm unhappy with this huge increase from Towergate, who I have used for several years, so I'm not putting the premium increase down to one of these new customer discount incentives from last year.

Does anyone else have a similar policy where their caravan is kept abroad outside of the UK for 365 days per year? I'm reluctant to use price comparison websites as they just return general results which you then have to trawl and work through the policy wording to find how much European cover is included.

Please could someone offer advice and help
Best regards

664DaveS

via mobile 17/11/2020 at 1:35pm
Location: Shropshire
Outfit: Bailey Phoenix GT 75

View Profile

Quote

Joined: 24/7/2007

Diamond Member

Forum Posts: 4382

Site Reviews Total:	55

Site Reviews 2024:	2
Site Reviews 2023:	8
Site Reviews 2022:	6
Site Reviews 2021:	6
Site Reviews 2020:	0
Site Reviews 2019:	3
Site Reviews 2018:	4

Site Nights 2024:	16
Site Nights 2023:	55
Site Nights 2022:	54
Site Nights 2021:	56
Site Nights 2020:	0
Site Nights 2019:	20
Site Nights 2018:	41

I had a big increase from Tower Gate too. We keep the van in secure storage here but do spend a few months touring.
My price increase was ,I felt, ridiculous.
I called CMC and got new for old cover with 6 months Eu cover for way less.(£200 less).
The lady was extremely helpful and thorough.
I didn't even bother going back to Towergate to negotiate.
We had been with them a long time.
Unfortunately CMC don't cover for vans kept overseas.

-------------
DS-There's more to life than football!!!

Discounted Insurance Quotes for UKCampsite.co.uk visitors! Up to 12.5% off!

UKCampsite.co.uk users are rewarded with up to 12.5% off Caravan Guard touring caravan insurance, folding camper and trailer tent insurance, and 5% off motorhome and campervan insurance. Static caravan insurance is also available. Get an online quote now

CREAKY

17/11/2020 at 5:01pm
Location: North Devon
Outfit: Fifth Wheeler

View Profile

Quote

Joined: 08/10/2004

Silver Member

Forum Posts: 124

Site Reviews Total:	7

Site Reviews 2024:	0
Site Reviews 2023:	0
Site Reviews 2022:	0
Site Reviews 2021:	0
Site Reviews 2020:	0
Site Reviews 2019:	0
Site Reviews 2018:	0

Site Nights 2024:	0
Site Nights 2023:	0
Site Nights 2022:	0
Site Nights 2021:	0
Site Nights 2020:	0
Site Nights 2019:	0
Site Nights 2018:	0

Hi
Is it Spain where your van is sited? If so and you have a year long contract try Linea Directa, or Catalan Occidente. Both Spanish firms that will comprehensively cover your van as a static residence. Insurance is cheap in Spain. I pay 170 euros a year for my 40 foot fifth wheel trailer.
You don't need to speak Spanish either, both firms will have an English speaker, just ask "Tu hablo Inglese" on the phone.
CREAKY

Post last edited on 17/11/2020 17:06:04

-------------
relájate, la vida es demasiado corta

iank01

18/11/2020 at 9:16am
Location: Worcestershire
Outfit: Buccaneer Cruiser

View Profile

Quote

Joined: 30/6/2004

Diamond Member

Forum Posts: 4061

Site Reviews Total:	5

Site Reviews 2024:	1
Site Reviews 2023:	0
Site Reviews 2022:	0
Site Reviews 2021:	1
Site Reviews 2020:	0
Site Reviews 2019:	0
Site Reviews 2018:	0

Site Nights 2024:	5
Site Nights 2023:	0
Site Nights 2022:	0
Site Nights 2021:	10
Site Nights 2020:	0
Site Nights 2019:	0
Site Nights 2018:	0

Quote: Originally posted by davethedog on 17/11/2020
Hello Everyone
I've just had my annual renewal quote for our van and it has increased by £200+ with Towergate. Even after a telephone call to them and a negotiation the premium is still over £100 more than last year. We don't tour with our van, we keep it on a permanent pitch in Europe and travel back and forth to it.

I'm unhappy with this huge increase from Towergate, who I have used for several years, so I'm not putting the premium increase down to one of these new customer discount incentives from last year.

Does anyone else have a similar policy where their caravan is kept abroad outside of the UK for 365 days per year? I'm reluctant to use price comparison websites as they just return general results which you then have to trawl and work through the policy wording to find how much European cover is included.

Please could someone offer advice and help
Best regards

You got off lightly. Our quote increased by nearly £400! TBH I think they are trying to dump caravan insurance as many people have complained about the huge jump in premiums by Towergate.

Try Myinsurance or Ripe Insurance for a decent quote!

bofs

20/11/2020 at 10:47am
Location: Cumbria
Outfit: Coachman VIP 520

View Profile

Quote

Joined: 10/1/2008

Diamond Member

Forum Posts: 2671

Site Reviews Total:	102

Site Reviews 2024:	5
Site Reviews 2023:	4
Site Reviews 2022:	11
Site Reviews 2021:	6
Site Reviews 2020:	9
Site Reviews 2019:	10
Site Reviews 2018:	8

Site Nights 2024:	22
Site Nights 2023:	25
Site Nights 2022:	54
Site Nights 2021:	24
Site Nights 2020:	36
Site Nights 2019:	55
Site Nights 2018:	47

The Camping and Caravanning Club do insurance for vans kept overseas - we changed to them from Towergate after a huge increase in premiums a couple of years ago. We are members, but don't think you have to be to get insurance through them.

davethedog

20/11/2020 at 11:19am
Location: None Entered
Outfit: Elddis Avante

View Profile

Quote

Joined: 28/1/2007

Standard Member

Forum Posts: 65

Site Reviews Total:	7

Site Reviews 2024:	0
Site Reviews 2023:	0
Site Reviews 2022:	0
Site Reviews 2021:	0
Site Reviews 2020:	0
Site Reviews 2019:	5
Site Reviews 2018:	0

Site Nights 2024:	0
Site Nights 2023:	0
Site Nights 2022:	0
Site Nights 2021:	0
Site Nights 2020:	0
Site Nights 2019:	10
Site Nights 2018:	0

I tried the Clubcare offering and had an awful quote off them. I eventually got a brilliant policy and quote from Safeguard, which was less money than my premium last year. It excludes touring, the only towing cover I get is to move my caravan from its permanent pitch to a service centre and back for a service. This suits me fine

In order to post a reply you will need to register, or if already registered please log in here

Prev Next
Quick Links - All Forums - Caravans and Caravanning - Top of Page

Printable version

Latest News, Discounts and Competitions see all...

9005 Visitors online !

Free UKCampsite.co.uk Window Sticker - Recommend to Friend - Add a Missing Campsite

[Message Forums] [Caravan Sites & Camping] [Company Listings] [Features / Advice] [Virtual Brochure] [Shop!]
[Reception] [Competitions] [Caravans & Motorhomes For Sale] [Event Diary] [Contact Us] [Tent Reviews]

Please note we are not responsible for the content of external sites & any reviews represent the author's personal view only. Please report any error here. You may view our privacy and cookie policy and terms and conditions here. All copyrights & other intellectual property rights in the design and content of this web site are reserved to the UKCampsite.co.uk © 1999 - 2024

UKCampsite.co.uk
2024 Advent Calendar

24 Daily Prizes PLUS a Christmas Day Star Prize worth £999

Request a Reminder