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Subject Topic: Caravan Insurance Hike?
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15/1/2022 at 12:30pm
 Location: East Herts
 Outfit: 1992 Elddis Wisp 450CT + X Trail
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My caravan insurance still has 6 months to run so I have no idea yet of whether it will have gone up or down, but I always expect everything to go up. It will be a pleasant surprise if it hasn't.

As my caravan is ancient, my premium isn't much anyway. I don't think the total premium was more than £60 last year with C&CC ClubCare.

Doubt I could get new for old on a 30 year old caravan.



-------------
Best Regards,
Colin


via mobile 16/1/2022 at 3:44pm
 Location: St Andrews
 Outfit: Swift Sprite Quattro
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Have a look at top cashback. I got my insurance for £105 and got £35 back. And that was new for old as well. That’s obscene what you have been quoted

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All roads lead to the beach


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16/1/2022 at 5:03pm
 Location: East Herts
 Outfit: 1992 Elddis Wisp 450CT + X Trail
View Colin21's Profile View Profile   Reply to Colin21 Reply   Quote Colin21 Quote  
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Quote: Originally posted by Audi-man on 16/1/2022
Have a look at top cashback. I got my insurance for £105 and got £35 back. And that was new for old as well. That’s obscene what you have been quoted



Really! I thought I was doing quite well at under £60 a year. No way I'm ever going to get new for old on my 30 year old Elddis though.


-------------
Best Regards,
Colin


via mobile 16/1/2022 at 8:42pm
 Location: St Andrews
 Outfit: Swift Sprite Quattro
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Quote: Originally posted by Colin21 on 16/1/2022
Quote: Originally posted by Audi-man on 16/1/2022
Have a look at top cashback. I got my insurance for £105 and got £35 back. And that was new for old as well. That’s obscene what you have been quoted



Really! I thought I was doing quite well at under £60 a year. No way I'm ever going to get new for old on my 30 year old Elddis though.



Market value policy was £70 but cashback was less. Was happy with the deal I got. Due again in June so will see what my renewal is, won’t get cashback from them this year as it would be a renewal, so will likely change companies to benefit from the cashback again


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All roads lead to the beach


16/1/2022 at 10:49pm
 Location: East Herts
 Outfit: 1992 Elddis Wisp 450CT + X Trail
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I always do a comparison every year on my caravan insurance, as I do with just about everything else that the comparison sites cover. ClubCare have given me the best deal over the past 3 years, but if someone else gives me a better one this year, I'll go with them.


-------------
Best Regards,
Colin


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via mobile 17/1/2022 at 11:16am
 Location: Shropshire
 Outfit: None Entered
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Quote: Originally posted by SGThomas on 15/1/2022
I use Cover4Caravans...my premiums actually reduced this year by 11%



I have been insuring my van with Cover4Caravans for a few years now - 2003 Swift Accord 390. Market value cost me around £70 in October which was the same as last year.



-------------
Ronni


18/1/2022 at 2:57pm
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Ive shopped around, and got a better price from Frank Pickles. The thing thats also selling it, is the storage issue. Caravanguard say it has to be either at your home, or in storage. And if the latter, you can only bring it home for a night or two to prepare for trips. Whereas FP just say it can be at one or the other without time constraints. Anyone else come across this scenario?


19/1/2022 at 2:37pm
 Location: Sussex
 Outfit: Swift 645 Elegance - Range Rover Sport
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Hi Mrs. Bonce
No, I’m not sure of the current value of the caravan, i bought it new Feb 18 , Swift Elegance 645 , I did order at the show which was fitted by the dealer prior to collection, Teleco roof mounted Satellite and Powertouch AWD electronic engage movers. It also came as a show offer with air conditioning unit.

I no doubt will be told what it is worth at the show next month, as I am going with a view to either changing the van for a motorhome, or replacing with a new caravan. I still haven’t made my mind up yet.

I just don’t understand why there should be a 20% hike in one year on the insurance with the Caravan and Motorhome `Club , when I have been with them for years and never had a claim, particularly as we all haven’t been able to use them as much this year with lockdown restrictions?


20/1/2022 at 9:20am
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Had the renewal arrive this morning fron the CC and having been following this thread I was fearing the worst.
But it was alright I thought, it's only up by £23 and this is with me changing to a much more expensive new caravan in November.

I still think I will get a couple of quotes and go back to the CC and see if they can do better.

-------------
XVI yes?

As well is two words!
How does a sage know everything about everything? or does he? or does he just think he does?
Remember, if you buy something you bought it, not brought it.


via mobile 21/1/2022 at 12:32am
 Location: Lancashire
 Outfit:  Volvo X60 Coachman
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Quote: Originally posted by Mick S. on 18/1/2022
Ive shopped around, and got a better price from Frank Pickles. The thing thats also selling it, is the storage issue. Caravanguard say it has to be either at your home, or in storage. And if the latter, you can only bring it home for a night or two to prepare for trips. Whereas FP just say it can be at one or the other without time constraints. Anyone else come across this scenario?



I had this out with caravan guard as I usually bring it home the week before to clean then pack it ready for the off, so mine has dual parking on the policy for now extra cost

Bessie


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21/1/2022 at 8:59am
 Location: Worcestershire
 Outfit: Buccaneer Cruiser
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Quote: Originally posted by blueexpo97 on 20/1/2022
Had the renewal arrive this morning fron the CC and having been following this thread I was fearing the worst.
But it was alright I thought, it's only up by £23 and this is with me changing to a much more expensive new caravan in November.

I still think I will get a couple of quotes and go back to the CC and see if they can do better.



The CAMC should be lower than many other mainstream insurers as you do not pay the premium tax as they do not sell insurance yet the CAMC are the same or higher with their quotes.


21/1/2022 at 11:55am
 Location: East Herts
 Outfit: 1992 Elddis Wisp 450CT + X Trail
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I am convinced that insurers just pluck a figure out of the air when they give quotes. Probably just to see what they can get away with. There doesn't seem to be any logic to it as far as I can see. I don't know whether it's the same with caravan insurance but with car insurance one insurer will "like" one particular make and model, but another will "hate" it and offer a ridiculously high quote when they were very reasonable with a previous make and model. There is no consistency.

At least I don't have to worry with my caravan insurance because my caravan is very old so the cost of insurance is peanuts. There is probably no more than a couple of pounds difference between the highest and lowest quotes I could get. That's certainly what I have found so far anyway.


-------------
Best Regards,
Colin


21/1/2022 at 3:04pm
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Quote: Originally posted by iank01 on 21/1/2022
Quote: Originally posted by blueexpo97 on 20/1/2022
Had the renewal arrive this morning fron the CC and having been following this thread I was fearing the worst.
But it was alright I thought, it's only up by £23 and this is with me changing to a much more expensive new caravan in November.

I still think I will get a couple of quotes and go back to the CC and see if they can do better.



The CAMC should be lower than many other mainstream insurers as you do not pay the premium tax as they do not sell insurance yet the CAMC are the same or higher with their quotes.




Well after going through comparison websites and checking others who do not participate in such sites, CC still comes out the cheapest in some cases by some margin.

One company would not even quote unless I had a tracker fitted.

-------------
XVI yes?

As well is two words!
How does a sage know everything about everything? or does he? or does he just think he does?
Remember, if you buy something you bought it, not brought it.


23/1/2022 at 8:26pm
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I got a good competitive quote from Ripe caravan insurance last year, much cheaper than all the others I tried.

-------------
Terry



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