Having had some experience in the industry i know quite a bit that goes on.....
All i can say is expect delays either way if you do have a problem - if your vehicle/caravan breaks down its inevitable no matter what these companies do to help that you will be delayed somewhat. Its even harder when abroad as the companies providing cover dont have the same influence/facilities.
Also you have to expect to spend money on phone calls, these companies provide a free number but you have to be prepared to call from a landline and give up on your mobile.
Rental cars with towbars do not exist in the UK or abroad for insurance reasons so bear this in mind that whoever you take cover that you may not be able to get this kind of replacement car.
One thing to note that recovery back to the UK is not always automatic - depends on the problem with your vehicle and repair times / costs and the value of your vehicle.
And always read the terms and conditions of your cover, quite often you will find yourselves being caught out because you didnt read the info before leaving on hols.... Hope this helps.
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