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Subject Topic: Insurance Suggestions/Advice Needed
Page:  1  2 Post Reply Post New Topic
05/7/2006 at 9:27pm
 Location: NW of Glasgow
 Outfit: Sterling Searcher 2008 Volvo XC90
View jennifernn's Profile View Profile   Reply to jennifernn Reply   Quote jennifernn Quote  
Joined: 14/1/2005

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Depends how much you are covering for.

We have new for old on our van , awning etc, covering up to £16500 in total, plus the usual liability stuff , and that is to be £375 on renewal in 2 weeks time.



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Jennifer


05/7/2006 at 10:29pm
 Location: In front of computer
 Outfit: Abbey spectrum and Wynnster 8 tent
View suedarbo's Profile View Profile   Reply to suedarbo Reply   Quote suedarbo Quote  
Joined: 24/4/2005

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hi all,

can anyone help. We need new insurance but our van is stored in France Can anyone give me any tips on who to use please.

Thanks Sue



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05/7/2006 at 10:48pm
 Location: Lancashire
 Outfit: Caravan now Sold
View michael's Profile View Profile   Reply to michael Reply   Quote michael Quote  
Joined: 30/6/2002

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hi ,i stand corrected maybe,because i think you will find it hard to insure a caravan in France from here in england.from what i have read a few times is the people insure the van in France when they go over.[:o)]

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the only silly question is the one you do not ask.


05/7/2006 at 11:54pm
 Location: newcastle
 Outfit: compass aztec
View wizzo1968's Profile View Profile   Reply to wizzo1968 Reply   Quote wizzo1968 Quote  
Joined: 08/10/2003

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Hi jennifernn put the van down for £9.500 ad £26 if we want our awning in..........

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06/7/2006 at 10:20am
 Location: NW of Glasgow
 Outfit: Sterling Searcher 2008 Volvo XC90
View jennifernn's Profile View Profile   Reply to jennifernn Reply   Quote jennifernn Quote  
Joined: 14/1/2005

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So that is not new for old then? You can get that with CC for up to 10 years but it does cost more. You have to insure for replacement value. You need to add on for any extras over the standard spec and remember Aquaroll etc, gas bottles, outside furniture, awning if you use one, mover if you have one etc. We do not cover contents otherwise (clothes,TV etc) as that is covered under our house insurance.
You need to join the Club to get the insurance, but you can get a quote on-line. There is an alarm discount, and it also depends on your postcode. There is also a NCD and variable excesses.
Give it a try and see what it spits out!

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Jennifer


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07/7/2006 at 12:32pm
 Location: chesterfield
 Outfit: avondale dart 525
View di2004's Profile View Profile   Reply to di2004 Reply   Quote di2004 Quote  
Joined: 07/2/2004

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we just got same van new from robinsons in chesterfield i was with E and L but they would not insure my new van because it had no alarm fitted i am now insured with shield cost £259 if that is any help to you  great van isn't it we took it to france the day we picked it up


08/7/2006 at 9:57pm
 Location: clitheroe lancashire
 Outfit: swift bowemere
View jonsparkz's Profile View Profile   Reply to jonsparkz Reply   Quote jonsparkz Quote  
Joined: 20/1/2005

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hi i'm really glad about these posts about E&L because it was me that last year posted a thread about the problems we had when we got our six week old van pinched....the problem is the hoops they require you to jump through are hidden away in the small print and if you do not comply they do not pay...anything at all...unlike the ccc who even if you leave your wheel clamp and hitch lock off there is an excess and they pay the majority of the claim...i reported E&L to the FSA as i felt the definitions were designed not to pay out...they appear to have changed since then but i cannot stress enough to pass the word on to anyone in caravanning to avoid E&L..the stress it caused to us just isn't worth the extra few pounds of shopping around....john

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watch out there's scumbag pikey thieves about......keep it safe


08/7/2006 at 10:18pm
 Location: Leeds
 Outfit: Bailey Ranger 500 5
View Andy Marr's Profile View Profile   Reply to Andy Marr Reply   Quote Andy Marr Quote  
Joined: 03/7/2006

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I only spotted E & L posting by chance, hence my concerns and judging by the comments I have seen I am glad I asked the question. I take delivery of my new caravan on Wednesday and will be using Caravan Guard. £340 for a £11,000 van and we have paid extra for a PIR/Tilt alarm as well as the standard stuff you have to lock it up with.which judging by comments about how other members are paying similar for larger values. However, I assume as because I have no caravan insurance history hence no claims this amount will drop with a year or two behind me.


11/7/2006 at 4:05pm
 Location: 
 Outfit: 
View snowy747's Profile View Profile   Reply to snowy747 Reply   Quote snowy747 Quote  
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Jonsparkz, what was the eventual outcome?  Did they ever settle your claim or did you lose everything?

Ali



15/7/2006 at 8:41am
 Location: cumbria
 Outfit: petrol shogun and swift conqueror 580
View ecca's Profile View Profile   Reply to ecca Reply   Quote ecca Quote  
Joined: 31/8/2003

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hi

we bought a 2 year old caravan from barrons last year ,and we used e+l insurance ,the caravan was stolen in may last year and e+l won't pay out using the excuse that it wasn't kept in a secure compound even though  i fully explained where it was kept and that it had a hitch lock and wheel clamp fitted,

they told me over the phone that as long as the clamps were fitted that i was fully insured,but when the caravan was stolen told me that the small print stated it must be in a compound with cctv ,when i stated what i had been told over the phone from e+l ,their coment was that they wouldn't say such a thing, strage that they didn'y have a record of the conversation eh???

avoid these lot as they are crooks,

we are with the caravan club insurance now

much better




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